Dear Customer:
While the security and privacy of customer information has always been a priority
of Northwest Title, recent legislation now requires us to explain to our customers
the ways in which we collect and use customer information. The following statement
is the privacy policy of Northwest Title. Northwest Title appreciates the trust
you place in us when you transact business with us. You trust us with your private,
personal information when you purchase title insurance or other services from us.
We are committed to protecting the privacy, accuracy, and security of customer information
given to us. We do not sell information about you to others.
PURPOSE OF THIS NOTICE:
Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution,
directly or through its affiliates, from sharing nonpublic personal information
about you with a nonaffiliated third party unless the institution provides you with
a notice of its privacy policies and practices, such as the type of information
that it collects about you and the categories of persons or entities to whom that
information may be disclosed. In compliance with the GLBA, we are providing you
with this document, which notifies you of the privacy policies and practices of
Northwest Title.
INFORMATION WE COLLECT:
We collect nonpublic personal information about you, and information about your
transaction, from the following sources: 1)Information we receive from you on applications,
contracts or other forms (such as your name, address, telephone number, or social
security number); 2)Information about your transactions that we secure from our
files, or from our affiliates or others (such as the identity of the real property
you are buying or financing); 3)Information we receive from a consumer-reporting
agency; and 4)Information that we receive from others involved in your transaction,
such as the lender, attorney or real estate broker (such as appraisals, credit reports,
land surveys, escrow balances, and sometimes bank account numbers). Unless it is
specifically stated otherwise in an amended Privacy Policy Notice, no additional
nonpublic personal information will be collected about you.
HOW WE USE THE INFORMATION:
Northwest Title does not share your information with marketers. There 's no need
to tell us to keep your information to ourselves because we share your information
only to provide the service requested by you or your lender, or in other ways permitted
by law. The privacy laws permit some sharing without your approval. We may share
internally and with nonaffiliated third parties in order to carry out and service
your transaction, to protect against fraud or unauthorized transactions, for institutional
risk control, and to provide information to government and law enforcement agencies.
Credit information about you is shared only to facilitate your transaction or for
some other purpose permitted by law.
WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR
ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.
WE PROTECT YOUR INFORMATION:
We restrict access to nonpublic personal information about you to those employees
who need to know that information in order to provide products or services to you.
We maintain physical, electronic, and procedural safeguards that comply with federal
regulations to guard your nonpublic personal information. We reinforce the company’s
privacy policy with our employees.
No response to this notice is required, but if you have questions, please write
to us at the address below.
Northwest Title Agency, Inc.
4255 White-Bear Parkway, Suite 1300A
Vadnais Heights, MN 55110